How Funded Trading Works at Hantec Trader: A Complete Guide 

How Funded Trading Works at Hantec Trader: A Complete Guide 
Written byRabea Riha
Published on
Funded Trading

Hantec Trader gives you access to a simulated trading account worth up to $200,000. You prove your trading skill through a challenge, follow a set of straightforward rules, and earn up to 95% of any simulated profits as a cash reward. There are six programs to choose from depending on your experience level and how quickly you want to get started. The entire process is built around one idea: if you can trade with discipline and manage risk well, you get funded and you get rewarded. 

What Does “Getting Funded” Actually Mean? 

Before getting into the details of each program, it helps to be clear on the language. 

At Hantec Trader, “getting funded” means receiving access to a simulated trading account with a virtual balance provided by the firm. Accounts range from $2,000 to $200,000. You trade that simulated account under real market conditions. 

When you generate profit in that account, you receive your share of those profits as a real cash reward. The standard reward split is 80%, which means you keep 80% of every dollar of profit you make. With an optional add-on, that split rises to 95%. 

Hantec Trader is not a broker. You are not depositing money to trade live markets. You are purchasing access to a structured evaluation program, proving you can trade well, and then earning rewards from your performance in a simulated environment that mirrors real market conditions. 

The Programs at Hantec Trader 

Hantec Trader offers six distinct programs. Each one is designed for a different type of trader: 

Program  Stages  Best For 
Express Challenge  1 stage  Confident traders who want a fast, clean path to funding 
Enhanced Challenge  2 stages  Traders who prefer a structured two-step process 
EnhancedX Challenge  2 stages  An advanced version of the Enhanced Challenge 
Endurance Challenge  3 stages  Patient traders who want lower targets and more room to breathe 
Instant Funding  0 stages  Experienced traders who want to skip challenges entirely 
Instant24  1 stage (24 hrs)  Traders who want to prove themselves in a single focused session 

Each program has different profit targets, drawdown limits, and pricing. The right one for you depends on your experience, your trading style, and how much risk tolerance you want built into your rules. 

The Express Challenge: One Stage, No Time Limit 

The Express Challenge is Hantec Trader’s fastest path to a funded account. There is just one stage to complete, and there is no time limit. You can take as long as you need. 

What you need to do 

Hit a 10% profit target on your simulated account without breaching either of the two drawdown limits. 

The rules 

  • Maximum daily loss: 5% of account balance 
  • Maximum total loss: 6% of account balance 
  • Profit target: 10% 
  • Time limit: None 
  • Minimum trading days: None 
  • Leverage: 1:50 

Account sizes and entry costs 

Account sizes range from $2,000 up to $200,000. The $2,000 Express Challenge starts at $39. Larger accounts are priced proportionally. 

What happens when you pass 

You receive your Hantec Trader funded account immediately. From there, you can either start trading and earning rewards, or use the scaling plan to upgrade to a larger account at no extra cost. 

Who is this for? 

The Express Challenge suits traders who have a clear strategy, trade with confidence, and want to pass as quickly as possible. Because there is no time limit, you are never forced into bad trades. You move at your own pace. 

The Enhanced Challenge: Two Stages, More Validation 

The Enhanced Challenge adds a second stage to the evaluation. This gives you a more structured path and gives the firm more confidence in your discipline before funding you. 

What you need to do 

Pass two stages, each with different profit targets but the same drawdown rules throughout. 

The rules 

Stage 1 

  • Maximum daily loss: 5% 
  • Maximum total loss: 10% 
  • Profit target: 10% 
  • Minimum profitable days: 3 
  • Time limit: None 

Stage 2 

  • Maximum daily loss: 5% 
  • Maximum total loss: 10% 
  • Profit target: 5% 
  • Minimum profitable days: 3 
  • Time limit: None 

Account sizes and entry costs 

Accounts available from $5,000 to $200,000. The $5,000 Enhanced Challenge starts at $59. 

What happens when you pass 

After passing both stages, you receive your Hantec Trader account with the same options as the Express: take your funded account directly or scale up to the next level free of charge. 

Who is this for? 

The Enhanced Challenge suits traders who are comfortable with a two-step process and want a tighter structure to their evaluation. The minimum profitable days requirement encourages discipline over relying on one or two big trades. 

The Endurance Challenge: Three Stages, Built for Patient Traders 

The Endurance Challenge is Hantec Trader’s most thorough evaluation program. It has three identical stages, each with the same rules and targets. The key difference from other programs is that the targets are lower and the drawdown limits are a little more generous, which means more room to trade without pressure. 

What you need to do 

Complete three stages, each requiring the same profit target and the same rules. 

The rules (applied identically across all three stages) 

  • Maximum daily loss: 4% 
  • Maximum total loss: 8% 
  • Profit target: 6% per stage 
  • Minimum trading days: 3 per stage 
  • Time limit: None 
  • Leverage: 1:50 

Account sizes and entry costs 

Accounts available from $5,000 to $200,000. The Endurance Challenge starts from $29, making it the most affordable entry point among the multi-stage programs. 

What happens when you pass 

After completing all three stages, you receive your Hantec Trader account with full access to the scaling plan. 

Who is this for? 

The Endurance Challenge is ideal for traders who prefer lower, more achievable targets per stage. Instead of chasing 10% in one hit, you build up steadily with 6% increments. If your style is slow and methodical, this program gives you the space to trade that way without being penalised for it. 

Instant Funding: Skip the Challenge Entirely 

The Instant Funding program is exactly what the name suggests. No challenge. No evaluation stages. You purchase the program and start trading your funded account immediately. 

The rules 

  • Minimum trading days: None 
  • Maximum daily loss: 6% 
  • Maximum total loss: 6% 
  • Profit target: None 
  • Reward split: Up to 95% 
  • Leverage: 1:50 

Account sizes 

$1,000 to $50,000. Starting from $43. 

Important note 

Instant Funding is not available to residents of the UK, Mauritius, Hong Kong, or Singapore. 

Who is this for? 

Instant Funding suits experienced traders who are confident in their approach and do not want to spend time in an evaluation phase. You pay for access to a funded account, trade immediately, and earn rewards from day one. 

Instant24: The 24-Hour Challenge 

The Instant24 is a unique program. Your entire challenge window is 24 hours, starting from the moment you place your first trade. Complete all trading objectives within that window and you receive your reward. 

The rules 

  • Time limit: 24 hours from first trade 
  • Maximum daily loss: 2% 
  • Maximum total loss: 3% (trailing drawdown based on highest balance reached) 
  • Maximum open risk: 1% of starting balance across all open trades at any time 
  • Maximum open trades: 1 at a time 
  • Trade consistency: No single trade can account for more than 15% of total profits 
  • Profit target: None (only need 3% profit to qualify for reward) 
  • Reward split: 80% standard, up to 95% with add-on
  • Minimum reward withdrawal: 3% profit 

Important note 

Instant24 is not available to residents of the UK, Mauritius, Hong Kong, or Singapore. 

Who is this for? 

The Instant24 suits traders who can focus intensely for a short period, have a well-defined strategy, and want to keep costs low. Starting from $13, it is the most affordable entry point across all programs. The tight rules, especially the trailing drawdown and single open trade limit, mean this program rewards precision over aggression. 

The Trading Rules That Apply Across Programs 

Regardless of which program you choose, certain rules apply across all Hantec Trader accounts. Understanding these before you start is essential. 

Maximum daily loss 

This is the maximum amount your account can lose in a single trading day. It is calculated based on your balance or equity at the end of the previous day, whichever is higher. Once you breach this limit, your challenge ends. The exact percentage varies by program (2% for Instant24, 4% for Endurance, 5% for Express and Enhanced). 

Maximum total loss 

This is the maximum your account can fall from its starting balance overall. Breach this and your challenge ends. Some programs use a static drawdown (calculated from the original starting balance), while others use a trailing drawdown (calculated from the highest balance you have ever reached). Always check which type applies to your program. 

Trade consistency rule 

No single trade can account for more than 15% of your total accumulated profits. This rule exists to ensure your results reflect repeatable skill rather than one lucky trade. If your best trade represents more than 15% of total profits at the time you request a reward, you will not be eligible until your total profits grow enough to bring that percentage below the threshold. 

News trading 

News trading is permitted across all programs. 

Weekend holding 

You can hold positions over the weekend on most programs. Instant24 is an exception: all trades close automatically 15 minutes before market close on Friday. 

Expert Advisors (EAs) and automated tools 

EAs and bots are not permitted on the Instant24 challenge. They are permitted on other programs. 

Inactivity 

On the Instant24 program, if you do not place a trade within 30 days of purchasing the challenge, your account is considered a hard breach and is closed. 

The Scaling Plan: Trading Your Way to $200,000 

One of the most useful features of Hantec Trader is its scaling plan. It is available on the Express, Enhanced, EnhancedX, and Endurance programs (not Instant programs). 

Here is how it works. 

After passing your challenge, you have two choices: 

Choice 1: Take your funded account at the level you purchased. For example, if you bought a $25,000 Express Challenge and passed it, you receive a $25,000 funded account. 

Choice 2: Scale up for free. Instead of taking the $25,000 account, you can immediately attempt the next level up, the $50,000 account, at no extra cost. If you pass, you receive the $50,000 funded account. You can then choose to take it, or scale up again. This continues all the way to $200,000. 

Here is an example progression for a trader who starts with a $10,000 Express Challenge: 

Account Level  Daily Loss Limit  Max Total Loss  Profit Target 
$10,000  $500 (5%)  $600 (6%)  $1,000 (10%) 
$25,000  $1,250 (5%)  $1,500 (6%)  $2,500 (10%) 
$50,000  $2,500 (5%)  $3,000 (6%)  $5,000 (10%) 
$100,000  $5,000 (5%)  $6,000 (6%)  $10,000 (10%) 
$200,000  $10,000 (5%)  $12,000 (6%)  $20,000 (10%) 

Each level requires you to pass the challenge again at the new balance. This is intentional. Trading a $200,000 account feels very different psychologically from trading a $10,000 account. By requiring you to complete the challenge again at each level, Hantec Trader is making sure you are genuinely ready to handle the larger balance before you do it for real. 

How the Reward Split Works 

Once you have a funded Hantec Trader account and it shows a virtual profit, you can request your reward. 

The standard reward split is 80/20 in your favour. You keep 80% of the profits, Hantec Trader keeps 20%. 

With an optional add-on purchase at the time you buy your program, this increases to 95/5 in your favour. You keep 95%. 

To request a reward, your account must show a profit. The minimum varies by program. For Instant24, the minimum is 3% of your starting balance. 

Once you submit a reward request, Hantec Trader guarantees a decision within 24 business hours. If they take longer than that, they will double your reward up to a maximum of $1,000. This 24-hour payout guarantee is one of the more distinctive features of the platform. 

Payouts are processed through multiple international payment methods, including options that cover traders across Africa, Asia, Latin America, and Southeast Asia. 

Which Program Should You Choose? 

Here is a simple way to think about it: 

You want the fastest path, and you are a confident trader, choose Express. One stage, no time limit, 10% target. 

You want structure and a two-step process, choose Enhanced. Two stages, lower pressure, and the minimum profitable days requirement helps you build the habit of disciplined trading. 

You prefer lower targets and a longer runway, choose Endurance. Three stages but each one only requires 6% profit. More room for slow, careful trading. 

You are an experienced trader who does not want to wait, choose Instant Funding. No challenge, immediate access, start earning from day one. 

You want a low-cost, high-intensity test of your skills, try Instant24. The tightest rules on the platform but the lowest starting price. 

No matter which program you start with, the scaling plan means there is always a clear path upward. You are not locked into one account size forever. 

Frequently Asked Questions (FAQ) 

Do I need prior trading experience to join Hantec Trader? 

There is no formal experience requirement to purchase a program. However, the trading objectives are real tests of skill and risk management. Going in without practice significantly reduces your chances of passing. Most successful traders have spent time on demo accounts refining their strategy before attempting a funded challenge. 

What markets can I trade at Hantec Trader? 

Hantec Trader offers access to currencies (Forex), metals (including gold and silver), indices, and other asset classes. The full product list is available on the product specifications page on the Hantec Trader website. 

Is there a time limit on the Express or Enhanced challenges? 

No. Both programs have no time limit. You can take as many days as you need to hit your profit target, provided you stay within the drawdown rules. 

What is a hard breach? 

A hard breach is an automatic and immediate termination of your challenge account. It happens when you exceed your maximum daily loss, your maximum total loss, or your maximum open risk (on applicable programs). There is no warning. Once the breach occurs, the challenge is over. 

Can I use a trading robot or EA? 

Yes on most programs. EAs and automated trading tools are permitted on the Express, Enhanced, EnhancedX, Endurance, and Instant Funding programs. They are strictly prohibited on the Instant24 challenge, where all trading must be manual. 

How do I receive my reward? 

Once your account shows a profit and meets the minimum threshold, you request your reward directly from the Trader Dashboard. Hantec Trader processes approved reward requests within 24 business hours. If they miss that window, they double your reward up to $1,000. 

Is Hantec Trader available in my country? 

Hantec Trader accepts traders from most countries globally. The Instant programs (Instant Funding, Instant Lite, Instant24) are not available to residents of the UK, Mauritius, Hong Kong, and Singapore. The challenge-based programs are available more broadly. Always confirm availability for your specific jurisdiction on the Hantec Trader website before purchasing. 

What does the 24-hour payout guarantee mean exactly? 

It means that once you submit a valid reward request, Hantec Trader commits to approving or rejecting it within 24 business hours. If they fail to do so, they double your reward, up to a maximum of $1,000. This guarantee gives traders real accountability from the platform. 

Final Thought 

Hantec Trader has built a program structure that covers a wide range of trader profiles. Whether you want to be in and out in 24 hours with the Instant24, or you want to take your time building up through three stages with the Endurance Challenge, there is a path here that fits. 

The fundamentals are the same across all programs: trade with discipline, manage your risk, follow the rules, and you will get funded. The rest is up to your skill and discipline. 

Disclaimer: The content of this article is intended for informational purposes only and should not be considered professional advice.